Financial tool

Debt Payoff Calculator

Calculate how long it will take to pay off your debt and how much interest you will pay. Works for credit cards, student loans, personal loans, and any type of debt.

Total Debt ($)

Annual Interest Rate (%)

Monthly Payment ($)

Enter valid values to calculate debt payoff timeline. Debt up to $10M, interest 0-50%, monthly payment required.

Learn More About Paying Off Debt

Get smart strategies to become debt-free faster:

Beginner Guide

How to Create a Debt Payoff Plan

Step-by-step strategy to eliminate debt systematically

Q&A Post

Should I Pay Off Debt or Save?

Learn when to prioritize debt payments vs building savings

Q&A Post

What Is the Minimum Payment?

Understand why paying only the minimum keeps you in debt longer