Retirement Q&A Blog
Simple answers to the retirement questions most people google at 2am.
How Much Should I Have Saved for Retirement by Age 40?
Learn the common benchmark of 3x your salary by 40, why it may not apply to you, and a simpler way to know if you are genuinely on track.
→Q&A PostWhat Is the 4% Rule for Retirement and Does It Still Work?
Understand where the 4% retirement withdrawal rule came from, how to apply it simply, and whether it is still valid advice in today's economic environment.
→Q&A PostShould I Choose a 401(k) or a Roth IRA?
Understand the core difference between traditional 401(k) and Roth IRA, when each type wins financially, and the right answer for most people in their 30s.
→Q&A PostWhen Should I Claim Social Security? 62 vs 67 vs 70
Understand the trade-off between claiming Social Security early at 62, at full retirement age of 67, or at the maximum age of 70, and how to find your break-even age.
→Q&A PostWhat Is the FIRE Number and How Do I Calculate Mine?
Learn what FIRE means, how to calculate your personal FIRE number using the 25x rule, and whether early retirement is realistically achievable for you.
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