Retirement tool

FIRE Calculator

Calculate your Financial Independence, Retire Early (FIRE) number — the portfolio size that lets you live off investment returns forever. Find out how many years until you can retire.

Annual Expenses ($)

Current Portfolio ($)

Annual Savings / Contributions ($)

Withdrawal Rate (%)4% is the traditional safe withdrawal rate

Expected Return (%/year)

Inflation Rate (%/year)

FIRE TypeMaintain current lifestyle

Enter your annual expenses and details to calculate your FIRE number.